Select the best Rapid Finance funding option for your business

Apply in minutes with no impact to your credit

Step 1: Complete the online application

Step 2: Securely connect your business checking account via PlaidTM and confirm your identity

Step 3: Receive a decision as soon as the same day

Line of Credit*

  • Access to cash when your business needs it, up to $55,000
  • Once approved, draw funds as needed
  • Pay fees only on the account balance carried
  • Access funds via ACH or faster with the included Rapid Access Card †

Small Business Loan*

  • Your business can access up to $1 million
  • Loan is a lump sum of capital to be paid back in fixed daily or weekly payments

Sales-based Financing *

  • Access up to $500,000 with automatic payments are calculated based on percentage of the business credit card sales or other revenue receivables

Explore my financing options

Not sure which financing is right for you? Apply and see the business financing solution you qualify for.

† Rapid Access Prepaid Mastercard® is linked to Rapid Finance Business Line of Credit account and subject to approval and availability to eligible customers that are in good standing. The Rapid Finance Business Line of Credit is not a SoFi Bank product or service. All loans are funded and originated by Rapid Finance and are not affiliated with SoFi Bank. Additional terms and conditions may apply. The Rapid Access Prepaid Mastercard is issued by SoFi Bank, N.A. Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Notify us immediately at 866-432-7689 if your card is lost or stolen.

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